Go to a major interstate motor park in Jos, such as Peace Mass Transit (PMT) terminal at Dilimi Street or GIGM terminal along Bauchi Road.

Purchase a ticket for Lokoja. Book in advance if possible, especially during festive seasons. Confirm the vehicle type (usually a 14-seater Hiace bus or a larger luxury bus).

Board your bus. The journey departs Jos, heading onto Bauchi Road, which transitions into the A3 highway.

The bus will travel through towns like Barkin Ladi and Akwanga. The A3 highway eventually becomes Yakubu Gowon Way, then A234, leading to the Abuja-Keffi Expressway as you approach Abuja.

You will pass through the outskirts of Abuja (Mararaba, Nyanya) and enter the city via Goodluck Ebele Jonathan Expressway, Tafa Balewa Way, and Independence Avenue, connecting to Umaru Musa Yar'Adua Expressway (Airport Road).

From Umaru Musa Yar'Adua Expressway, the bus will merge onto the A2 highway, heading south towards Lokoja. Expect a brief stop for refreshments or stretching around this area.

Continue on the A2, passing through towns like Gwagwalada, Abaji, and Koton-Karfe. The road is mostly a good dual carriageway.

As you approach Lokoja, the bus will likely turn onto A233 (Chief Olusegun Obasanjo Way) and then into the city, possibly via Wallace Street, towards the main motor park.

Upon arrival at the motor park in Lokoja (e.g., Felele or Ganaja Junction), you can find local transport like 'Keke Napep', 'Okada' (motorcycle taxi), or local taxis to your final destination.